An independent Medicare agency serving seniors across 33 states. We compare plans across carriers, explain the differences plainly, and stay with you long after enrollment.
Nick is extremely knowledgeable, patient, and thorough. He walked me through my different options and gave me time to think things over.
Nichole A. · FloridaDirect to Consumer Insurance Services, LLC was founded by Nick D'Angelo, a licensed independent Medicare insurance agent based in Clearwater, Florida. The agency has grown from a one-agent practice into a multi-state operation — but the principle hasn't changed: real licensed agents, no call-center pressure, no proprietary plan.
As independent agents, we're not tied to any single insurance company. We compare plans across the carriers we're appointed with and recommend what fits your situation — not what any one company wants us to sell.
Three core Medicare products plus ancillary coverage. We work across the major carriers, in 33 states, with no cost to you. Carrier availability varies by county and plan year.
Medigap plans that work alongside Original Medicare to cover deductibles, copays, and coinsurance. Predictable, portable, and accepted by any provider that takes Medicare.
Learn more →All-in-one Part C plans from private carriers combining hospital, medical, and usually prescription coverage. Many include dental, vision, hearing, and OTC benefits.
Learn more →Standalone Part D coverage matched to your specific medication list. We run your drugs through plan formularies before recommending anything.
Learn more →Standalone dental and vision plans for routine care, exams, and major procedures — for clients whose Medicare plan doesn't include them.
Learn more →Final expense and term life policies sized to your actual needs. We don't sell life insurance to people who don't need it.
Learn more →Existing clients get a yearly review during AEP. Plans change every year — your coverage should be reviewed every year.
Learn more →A no-pressure call to understand your doctors, medications, budget, and what matters most to you about coverage.
We run your specific information against the plans available in your county and present what actually fits, in plain language.
You choose what's right. We handle the enrollment and stay available year-round for questions and annual reviews.
"Nick D'Angelo is a very thorough, knowledgeable and professional health insurance broker. Besides using his services for my wife and myself, I have referred him to many of my family members and friends."
"Our agent does a fantastic job in helping find the best plan available, that has what you want, at a price you can afford. We have dealt with him since 2016."
"My agent delivered on his promise to find me the same insurance (Plan F) but with a different company and he did just that and saved me almost $100 a month."
Senior Plan Finder is our online plan comparison tool — see Medicare Advantage and Medicare Supplement options available in your ZIP code, with no phone call required to get started.
Visit Senior Plan Finder →Call, email, or schedule an appointment. We answer phones during business hours and respond to emails within one business day.