Welcome to Your Medicare Journey!

Why This Moment Matters

Turning 65 (or qualifying earlier) is a milestone—like trading in the corporate badge for a National Parks pass. But Medicare enrollment isn’t just “sign here.” The decisions you make in the first 6–7 months can affect what you pay, which doctors you keep, and whether you bump into late-enrollment penalties down the road. A little guidance now = a lot of peace of mind later.


 

A Few Things to Keep on Your Radar

Consider…Why It’s Worth a Pause
Timing: Your Initial Enrollment Period (IEP)Miss it and you might wait months for coverage—or pay lifetime penalties.
Current CoverageStill working? Your employer plan may change how and when you enroll.
Doctors & HospitalsNot every plan includes your favorite specialists. Let’s double-check.
Prescription NeedsDrug formularies vary wildly. We match plans to your meds, not the other way around.
Budget & LifestyleTravel often? Chronic conditions? These details steer us toward the right mix of premiums vs. out-of-pocket limits.

(No pop quiz later—we’ll keep this cheat sheet handy.)


How We Make Medicare Easy

  1. Plain-English Explanations
    We skip the alphabet soup. Instead of “Part B Excess Charge,” we say “the extra doctor bill you didn’t see coming.”

  2. One-on-One Guidance
    Phone, Zoom, or simple screen-sharing—whatever feels comfortable. No in-person meetings required.

  3. All Major Carriers, No Extra Cost
    We’re paid by the insurance companies, so there’s zero fee for our advice. Choosing a plan through us costs the same (or often less) than going it alone.

  4. Lifetime Support
    Plans and health needs change. We stick around for annual reviews, new-to-Medicare questions, and “just making sure” check-ins.

  5. Senior-Friendly Tech
    Our online forms are big-text, mobile-friendly, and take less time than brewing a cup of tea. Prefer the phone? Call anytime.


Real Voices, Real Confidence

“Nicholas broke it all down so I actually understood my options. I signed up right over the phone—easy as pie.”
Phylis S., Clearwater, FL

 

“I thought I’d be on hold with Social Security for hours. Instead, DTC Insurance walked me through every step.”
Jim R., Dunedin, FL

 


Ready to Get Started?

No pressure, no jargon—just a helpful voice on the other end.


Quick FAQ

Is this affiliated with the government?
No. We’re a licensed, independent insurance agency—not Medicare itself.

Do I have to buy today?
Never. We educate first, you decide when you’re ready.